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BKNNSMSMXXX is the SWIFT code of KLIRWAY S.P.A., head office in San Marino

Give this code to anyone who pays you from abroad into a KLIRWAY S.P.A. account. It tells their bank where in the world to send the money.

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BKNN
Characters 1–4

Bank code

Four letters that name the institution: KLIRWAY S.P.A..

SM
Characters 5–6

Country code

The two-letter ISO code of the country the bank is in: San Marino.

SM
Characters 7–8

Location code

Two characters the registry gives to the place of the head office inside San Marino.

XXX
Characters 9–11 · optional

Branch code

XXX means the head office. Leave it out and the 8-character BKNNSMSM works the same.

The details, ready to copy.

Everything a sender's bank asks for about the receiving bank. Your own name and IBAN come from your account.

SWIFT / BIC code
BKNNSMSMXXX
8-character form
BKNNSMSM
Bank
KLIRWAY S.P.A.
Registered address
ADMIRAL FLOOR 2 VIA TRE SETTEMBRE 99 DOGANA 47891 SAN MARINO
Operational address
ADMIRAL FLOOR 2 VIA TRE SETTEMBRE 99 DOGANA 47891 DOGANA SAN MARINO
Country
San Marino
SM
Branch
Head office
XXX

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SWIFT finds the bank. IBAN finds the account.

An international transfer needs both, and they are easy to mix up.

SWIFT / BIC

BKNNSMSMXXX

8 or 11 characters. The same for every customer of the bank. It routes a payment between banks across borders.

IBAN

DE89 3704 0044 0532 0130 00

Up to 34 characters: the country, two check digits and the account in the national format. It is yours alone. Some countries use a plain account number instead.

More SWIFT codes in San Marino

All 8 in San Marino

Codes are given for reference. Before sending money, confirm the details with the receiving bank or the account holder.

Asked
often.

What is the SWIFT code of KLIRWAY S.P.A.?

BKNNSMSM, or BKNNSMSMXXX in its 11-character form. Both point to the head office of the bank in San Marino and can be used for any KLIRWAY S.P.A. account.

Is a SWIFT code the same as a BIC?

Yes. BIC, Business Identifier Code, is the official name of the standard; SWIFT code is what most banks and people call it.

Should I use 8 or 11 characters?

Either. The last three characters name a branch, and XXX stands for the head office. If a form insists on 11 characters, add XXX.

Do I need an IBAN as well?

Usually. The SWIFT code identifies the bank; the account inside it is identified by an IBAN or, where the country does not use IBANs, by an account number.

How long does an international transfer take?

Usually one to five working days, depending on the currencies and on how many banks the payment passes through on the way.

Is it safe to share a SWIFT code?

Yes. It is public information about the bank, not about you, and nobody can take money from an account with it.

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