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CRTUGE22XXX is the SWIFT code of JSC 'CARTU BANK', head office in Georgia

Give this code to anyone who pays you from abroad into a JSC 'CARTU BANK' account. It tells their bank where in the world to send the money.

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CRTU
Characters 1–4

Bank code

Four letters that name the institution: JSC 'CARTU BANK'.

GE
Characters 5–6

Country code

The two-letter ISO code of the country the bank is in: Georgia.

22
Characters 7–8

Location code

Two characters the registry gives to the place of the head office inside Georgia.

XXX
Characters 9–11 · optional

Branch code

XXX means the head office. Leave it out and the 8-character CRTUGE22 works the same.

The details, ready to copy.

Everything a sender's bank asks for about the receiving bank. Your own name and IBAN come from your account.

SWIFT / BIC code
CRTUGE22XXX
8-character form
CRTUGE22
Bank
JSC 'CARTU BANK'
Registered address
39A CHAVCHAVADZE AVENUE TBILISI 0162 GEORGIA
Operational address
39 A CHAVCHAVADZE AVENUE TBILISI 380062 TBILISI GEORGIA
Country
Georgia
GE
Branch
Head office
XXX

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SWIFT finds the bank. IBAN finds the account.

An international transfer needs both, and they are easy to mix up.

SWIFT / BIC

CRTUGE22XXX

8 or 11 characters. The same for every customer of the bank. It routes a payment between banks across borders.

IBAN

GE29 BG00 0000 0045 3447 71

22 characters in Georgia: GE, two check digits, two letters of the bank and sixteen of the account. It is yours alone.

More SWIFT codes in Georgia

All 27 in Georgia

Codes are given for reference. Before sending money, confirm the details with the receiving bank or the account holder.

Asked
often.

What is the SWIFT code of JSC 'CARTU BANK'?

CRTUGE22, or CRTUGE22XXX in its 11-character form. Both point to the head office of the bank in Georgia and can be used for any JSC 'CARTU BANK' account.

Is a SWIFT code the same as a BIC?

Yes. BIC, Business Identifier Code, is the official name of the standard; SWIFT code is what most banks and people call it.

Should I use 8 or 11 characters?

Either. The last three characters name a branch, and XXX stands for the head office. If a form insists on 11 characters, add XXX.

Do I need an IBAN as well?

Yes. The SWIFT code identifies the bank, the IBAN identifies your account inside it. A Georgian IBAN has 22 characters and starts with GE.

How long does an international transfer take?

Usually one to five working days, depending on the currencies and on how many banks the payment passes through on the way.

Is it safe to share a SWIFT code?

Yes. It is public information about the bank, not about you, and nobody can take money from an account with it.

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