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MSSEDEFCXXX is the SWIFT code of MORGAN STANLEY EUROPE SE, head office in Germany

Give this code to anyone who pays you from abroad into a MORGAN STANLEY EUROPE SE account. It tells their bank where in the world to send the money.

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MSSE
Characters 1–4

Bank code

Four letters that name the institution: MORGAN STANLEY EUROPE SE.

DE
Characters 5–6

Country code

The two-letter ISO code of the country the bank is in: Germany.

FC
Characters 7–8

Location code

Two characters the registry gives to the place of the head office inside Germany.

XXX
Characters 9–11 · optional

Branch code

XXX means the head office. Leave it out and the 8-character MSSEDEFC works the same.

The details, ready to copy.

Everything a sender's bank asks for about the receiving bank. Your own name and IBAN come from your account.

SWIFT / BIC code
MSSEDEFCXXX
8-character form
MSSEDEFC
Bank
MORGAN STANLEY EUROPE SE
Registered address
GROSSE GALLUSSTRASSE 18 (OMNITURM) FRANKFURT AM MAIN 60312 GERMANY
Operational address
GROSSE GALLUSSTRASSE 18 (OMNITURM) FRANKFURT AM MAIN 60312 FRANKFURT AM MAIN GERMANY
Country
Germany
DE
Branch
Head office
XXX

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SWIFT finds the bank. IBAN finds the account.

An international transfer needs both, and they are easy to mix up.

SWIFT / BIC

MSSEDEFCXXX

8 or 11 characters. The same for every customer of the bank. It routes a payment between banks across borders.

IBAN

DE89 3704 0044 0532 0130 00

Up to 34 characters: the country, two check digits and the account in the national format. It is yours alone. Some countries use a plain account number instead.

More SWIFT codes in Germany

All 529 in Germany

Codes are given for reference. Before sending money, confirm the details with the receiving bank or the account holder.

Asked
often.

What is the SWIFT code of MORGAN STANLEY EUROPE SE?

MSSEDEFC, or MSSEDEFCXXX in its 11-character form. Both point to the head office of the bank in Germany and can be used for any MORGAN STANLEY EUROPE SE account.

Is a SWIFT code the same as a BIC?

Yes. BIC, Business Identifier Code, is the official name of the standard; SWIFT code is what most banks and people call it.

Should I use 8 or 11 characters?

Either. The last three characters name a branch, and XXX stands for the head office. If a form insists on 11 characters, add XXX.

Do I need an IBAN as well?

Usually. The SWIFT code identifies the bank; the account inside it is identified by an IBAN or, where the country does not use IBANs, by an account number.

How long does an international transfer take?

Usually one to five working days, depending on the currencies and on how many banks the payment passes through on the way.

Is it safe to share a SWIFT code?

Yes. It is public information about the bank, not about you, and nobody can take money from an account with it.

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